It’s no secret 2020 has been a year of uncertainty. From jobs, to health, to our normal day-to-day, nothing has - or will be the same. Now more than ever we want to have a sense of wellness in every aspect of our lives – especially financially. And no matter what your current situation is, there are ways to make strides toward financial wellness, if you’re willing to do the work.

Being a young professional knee-deep in student loan debt, it’s hard for me to save and think about retirement. I’d rather use my disposable income to fund my next trip. However, in my efforts to be a ‘responsible’ adult I decided to create a system that prioritizes my debt and allows me to start saving for my future.

Managing student loan debt isn’t easy, but it’s doable. Unfortunately, it seems that the average amount of student loan debt increases each year. For 2014 college graduates, their student loan debt averaged at 33K per person, according to a blog post by the Wall Street Journal, “Congratulations to Class of 2014, Most Indebted Ever.” What a headline.

Seven million federal student loans are in default, and garnishment is one of the many ways the government can get their money back from you. Learn your options on how to stop student loan garnishment and rebuild after defaulting on your student loans in this great post.